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När Sida delar risk med långivarna ökar viljan att finansiera utvecklingsprojekt som tidigare kan ha ansetts för riskfyllda.\u003C\u002Fp>",{"blockName":791,"innerHTML":794},"\u003Cp>Sidas garantier kan täcka både stora infrastrukturprojekt, gröna investeringar samt små lån från lokala banker. De mindre lånen går ofta till målgrupper som har det extra svårt att få tillgång till finansiering, till exempel småföretagare, kvinnor och unga.\u003C\u002Fp>",{"blockName":796,"attrs":797},"acf\u002Fsuper-quote",{"data":798},{"cc_block_super-quote__quote":799,"cc_block_super-quote__cite_name":33,"cc_block_super-quote__cite_occupation":33},"Sidagarantin hjälper människor som lever i fattigdom och förtryck att förbättra sina levnadsvillkor.",{"blockName":786,"innerHTML":801,"innerContent":802},"\u003Ch2 id=\"98f32f49-53aa-49d6-906d-2f6053b2db1b\">Varför arbetar Sida med garantier?\u003C\u002Fh2>",[803],"\n\u003Ch2 class=\"wp-block-heading\">Varför arbetar Sida med garantier?\u003C\u002Fh2>\n",{"blockName":791,"innerHTML":805},"\u003Cp>Många små och medelstora företag i Sidas samarbetsländer har svårt att hitta finansiering till rimliga villkor. Exempelvis kan verksamheten anses vara för nystartad, ha nekats lån tidigare eller sakna tillgångar att använda som säkerhet för ett lån. Ytterligare hinder kan vara att företaget verkar i konfliktdrabbade miljöer eller att det finns hög politisk risk i regionen för företagets verksamhet. Dessa faktorer påverkar investeringsviljan och kan dessutom medföra höga krav på räntor och säkerheter för den som vill ta ett lån. Utan finansiering ökar svårigheten för företag att växa eller anställa personal. Det begränsar landets näringsliv och ekonomi.\u003C\u002Fp>",{"blockName":791,"innerHTML":807},"\u003Cp>När Sida utfärdar en garanti delar Sida och garantitagaren risken att lånet inte återbetalas. På så sätt vågar fler erbjuda lån, vilket möjliggör utlåning till entreprenörer och småföretag. Tack vare garantierna blir det alltså möjligt med fler investeringar som kan hjälpa människor i fattigdom och förtryck att förbättra sina levnadsvillkor.\u003C\u002Fp>",{"blockName":809,"attrs":810,"innerBlocks":812},"acf\u002Fhighlight",{"data":811},[],[813,817],{"blockName":786,"innerHTML":814,"innerContent":815},"\u003Ch2 id=\"2c93200a-e343-4fa8-8754-4710d639af85\">Fördelar med Sidas garantier\u003C\u002Fh2>",[816],"\n\u003Ch2 class=\"wp-block-heading\">Fördelar med Sidas garantier\u003C\u002Fh2>\n",{"blockName":818,"innerBlocks":819,"innerHTML":831,"attrs":832},"core\u002Flist",[820,823,825,827,829],{"blockName":821,"innerHTML":822},"core\u002Flist-item","\u003Cli>Hjälper människor som lever i fattigdom och förtryck att förbättra sina levnadsvillkor.\u003C\u002Fli>",{"blockName":821,"innerHTML":824},"\u003Cli>Är flexibla och användbara inom olika områden för att bidra till ekonomiskt, socialt och miljö- och klimatmässigt hållbar utveckling.\u003C\u002Fli>",{"blockName":821,"innerHTML":826},"\u003Cli>Ger särskilda målgrupper och ändamål tillgång till kapital. Alla investeringar utgår från Sveriges strategier för utvecklingssamarbetet.\u003C\u002Fli>",{"blockName":821,"innerHTML":828},"\u003Cli>Hjälper investerare att analysera risker. Tillsammans med kapacitetsutvecklingsprogram ökar det investerares incitament att låna ut pengar.\u003C\u002Fli>",{"blockName":821,"innerHTML":830},"\u003Cli>Varje krona som investeras i ett utvecklingsprojekt mångdubblas och bidrar till att projektet når fler människor och fler platser.\u003C\u002Fli>","ul",{"data":833},{"noStyle":5},{"blockName":835,"attrs":836},"acf\u002Fstory",{"data":837},{"cc_block_story__label":838,"cc_block_story__link_type":839,"cc_block_story__stories":840},"Exempel på Sidas garantiarbete ","no-link",[841,858],{"cc_block_story__image":842,"cc_block_story__title":854,"cc_block_story__description":855,"cc_block_story__link":856,"cc_block_story__color_mode":857},{"url":843,"alt":844,"width":845,"height":846,"sizes":847,"subtype":851,"filesize":852,"cc_photograph":853},"https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2024\u002F10\u002F25110029\u002FFjaril-Ecuador-Amazonas.jpg","En gul och svart fjäril sitter på ett löv.",800,1000,{"thumbnail":848,"medium":849,"medium_large":850,"large":843,"1536x1536":843,"2048x2048":843},"https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2024\u002F10\u002F25110029\u002FFjaril-Ecuador-Amazonas-150x150.jpg","https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2024\u002F10\u002F25110029\u002FFjaril-Ecuador-Amazonas-240x300.jpg","https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2024\u002F10\u002F25110029\u002FFjaril-Ecuador-Amazonas-768x960.jpg","jpeg",228878,"Anna Nylander, Sida","Miljardgaranti för Amazonas framtid – global angelägenhet","Amazonas regnskog är ett av världens mest livsviktiga ekosystem och spelar en avgörande roll för jordens klimat. En omfattande garanti från Sida till Interamerikanska utvecklingsbanken (IDB) ska möjliggöra investeringar i projekt som skyddar Amazonas biologiska mångfald, minskar utsläppen och skapar ekonomiska möjligheter för människor som lever i fattigdom och utsatthet.","https:\u002F\u002Fwww.sida.se\u002Fsida-i-varlden\u002Flander-och-regioner\u002Fregionalt-samarbete-i-latinamerika\u002Fmiljardgaranti-for-amazonas-framtid-en-global-angelagenhet","green",{"cc_block_story__image":859,"cc_block_story__title":870,"cc_block_story__description":871,"cc_block_story__link":872,"cc_block_story__color_mode":873},{"url":860,"alt":861,"width":862,"height":863,"sizes":864,"subtype":851,"filesize":868,"cc_photograph":869},"https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2025\u002F12\u002F12153439\u002FDora-framfor-bageri-i-Guatemala-1-1.jpg","En kvinna som står i en dörröppning till en byggnad.",834,469,{"thumbnail":865,"medium":866,"medium_large":867,"large":860,"1536x1536":860,"2048x2048":860},"https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2025\u002F12\u002F12153439\u002FDora-framfor-bageri-i-Guatemala-1-1-150x150.jpg","https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2025\u002F12\u002F12153439\u002FDora-framfor-bageri-i-Guatemala-1-1-300x169.jpg","https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2025\u002F12\u002F12153439\u002FDora-framfor-bageri-i-Guatemala-1-1-768x432.jpg",269137,"Martin Hessel, Sida","Garantier stärker företagare i Guatemala","I Guatemalas högland bubblar entreprenörskapet – men många småföretagare saknar fortfarande möjligheten att få lån. Genom Sidas garanti­samarbete med landets största spar- och kreditkooperativ, börjar det förändras.","https:\u002F\u002Fwww.sida.se\u002Fsida-i-varlden\u002Flander-och-regioner\u002Fguatemala\u002Fgarantier-starker-foretagare-i-guatemala","purple",{"blockName":875,"attrs":876},"acf\u002Fsuper-media",{"data":877},{"cc_block_super-media__title":878,"cc_block_super-media__description":33,"cc_block_super-media__link":33,"cc_block_super-media__type":879,"cc_block_super-media__image":880,"cc_block_super-media__video_url":893,"cc_block_super-media__play_time":894},"Så arbetar Sida med garantier","video",{"url":881,"alt":882,"width":883,"height":884,"sizes":885,"subtype":890,"filesize":891,"cc_photograph":892},"https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2020\u002F12\u002F15200849\u002FScreenshot-video-guarantees.png","Teckning av ett hus, en lyftkran och en stor byggnad",1280,720,{"thumbnail":886,"medium":887,"medium_large":888,"large":889,"1536x1536":881,"2048x2048":881},"https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2020\u002F12\u002F15200849\u002FScreenshot-video-guarantees-150x150.png","https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2020\u002F12\u002F15200849\u002FScreenshot-video-guarantees-300x169.png","https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2020\u002F12\u002F15200849\u002FScreenshot-video-guarantees-768x432.png","https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2020\u002F12\u002F15200849\u002FScreenshot-video-guarantees-1024x576.png","png",1,"Sida","\u003Ciframe title=\"Så arbetar Sida med garantier\" width=\"640\" height=\"360\" src=\"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002FbbdBgOxON2k?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen>\u003C\u002Fiframe>","2m 16s",{"blockName":786,"attrs":896,"innerHTML":898,"innerContent":899},{"level":897},3,"\u003Ch3 id=\"d8ac0fbd-bb4d-4bd7-b308-e741fafaac42\">Fördjupa dig i ämnet\u003C\u002Fh3>",[900],"\n\u003Ch3 class=\"wp-block-heading\">Fördjupa dig i ämnet\u003C\u002Fh3>\n",{"blockName":902,"attrs":903},"acf\u002Ffile",{"data":904},{"cc_block_file__file":905,"cc_block_file__link_text":916},{"ID":906,"title":907,"filename":908,"filesize":909,"url":910,"alt":33,"description":33,"caption":33,"name":911,"date":912,"modified":912,"mime_type":913,"type":914,"subtype":915},50554,"62718_Sida_Guarantee_Portfolio_Summary_2024_webb","62718_Sida_Guarantee_Portfolio_Summary_2024_webb.pdf",442386,"https:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2024\u002F10\u002F21114419\u002F62718_Sida_Guarantee_Portfolio_Summary_2024_webb.pdf","62718_sida_guarantee_portfolio_summary_2024_webb","2024-10-21 09:44:18","application\u002Fpdf","application","pdf","Sidas garantiportfölj 2024",{"cc_find_on_page":918,"cc_infoboxes":919,"cc_page_contact":923},true,[920,921,922],2398,5457,5455,4889,"publish","2025-12-17T15:25:20","2020-05-27T15:46:00",{"contact":928,"type":782,"published":926,"updated":925},{"contact_email":929,"contact_name":930},"sida@sida.se","Sidas kommunikationsenhet",[932,936,939],{"id":920,"title":933,"content":934,"link":935},"Sidas länder och teman","Sida arbetar i utvalda länder och regioner runt om i världen. Djupdyk i Sidas arbete i olika länder och teman.","https:\u002F\u002Fwww.sida.se\u002Fsida-i-varlden\u002F",{"id":921,"title":517,"content":937,"link":938},"Som svensk myndighet styrs vi av regeringens förordning, regleringsbrev och strategier.","https:\u002F\u002Fwww.sida.se\u002Fom-sida\u002Fsa-styrs-sida",{"id":922,"title":940,"content":941,"link":942},"Seminarier och kurser","Vill du fördjupa dina kunskaper om biståndet? Då kan du delta i Sidas seminarier och kurser.","https:\u002F\u002Fwww.sida.se\u002Fseminarier-och-kurser\u002F"]