[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"important-message":3,"the-role-of-digitalisation-in-inclusive-financial-systems":6,"\u002Fcontent\u002Fmenus\u002Ffooter-nav":66,"cookie-copy":117,"menu-header-nav":131},{"importantMessageData":4,"showImportantMsg":5},null,false,{"objectData":7,"id":46,"status":47,"title":11,"slug":48,"breadcrumbs":49,"published":64,"relatedPublications":65},{"publication":8,"publicationFile":37},{"themes":9,"geographicArea":10,"title":11,"issued":12,"subtitle":14,"publicationType":15,"documentDescription":26,"language":27,"urnnbn":31,"articleNumber":32,"serialNumber":33,"authors":34,"pageId":36},[],[],"The Role of Digitalisation in Inclusive Financial Systems",{"date":13},"2024-10-09","THEMATIC SUPPORT UNIT",[16,22],{"id":17,"parent":18,"slug":19,"sv":20,"en":21},"4025","4023","metodstod","Metodstöd","Method support",{"id":18,"slug":23,"sv":24,"en":25},"tematisk-analys-och-metodstod","Tematisk analys och metodstöd","Thematic analysis and method support","\u003Cp>Financial inclusion is a key element of social inclusion and particularly useful in combating poverty and income inequality by opening otherwise blocked opportunities for disadvantaged segments of the population. It is for this reason seen as a complementary approach to meeting\u003Cbr \u002F>\nthe Sustainable Development Goals. In the last 15 years, Digital Financial Services (DFS), specifically mobile money, categorised as non-bank in [ Figure 1], has had a profound impact on financial inclusion. Research by the Bill and Melinda Gates Foundation found, “Mobile money had direct impacts on consumption, the ability to cope with shocks, and extreme poverty.”1 Mobile money does not require a person to have a bank account, but solely a mobile phone number. This innovation has been the driver in increasing global account ownership from 51% to 76% between 2011 and 20212. In recent years, there has been a shift from access to usage of financial services, this commonly referred to as Inclusive Digital Economies and which highlights new opportunities to transform the lives of marginalised populations. This brief presents evidence and considerations for opportunities digitalisation presents in reducing poverty through increased financial inclusion. In turn, this information can facilitate informed decision making on possibilities for support with greater impact for Sida’s target groups.\u003C\u002Fp>\n",{"shortHand":28,"sv":29,"en":30},"en","Engelska","English","se:sida-62722en","sida62722en","",[35],"Sida","wp-50319",{"thumbnailUrl":38,"executiveFile":39,"url":42,"filename":43,"extension":44,"size":45},"http:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2024\u002F10\u002F09081140\u002Fpdf_62722_Evidensbrief_The_role_of_digitalisation_incl_financesystem_WEB.jpg",{"url":40,"filename":33,"extension":40,"size":41},"false",-1,"http:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2024\u002F10\u002F09081131\u002F62722_Evidensbrief_The_role_of_digitalisation_incl_financesystem_WEB.pdf","62722_Evidensbrief_The_role_of_digitalisation_incl_financesystem_WEB","pdf",303305,50319,"publish","the-role-of-digitalisation-in-inclusive-financial-systems",{"sv":50,"en":57},[51,54],{"title":52,"path":53},"Om Sida","om-sida",{"title":55,"path":56},"Publikationer om biståndet","om-sida%2Fpublikationer",[58,61],{"title":59,"path":60},"About Sida","en%2Fabout-sida",{"title":62,"path":63},"Publications on development cooperation","en%2Fabout-sida%2Fpublications","2024-10-09T08:12:41",[],{"footer-nav":67},[68,108],{"id":69,"post_id":4,"title":70,"path":4,"slug":4,"children":71,"alttext":33,"preamble":4,"type":107},9163,"Hitta snabbt",[72,79,83,89,95,101],{"id":73,"post_id":74,"title":75,"path":76,"slug":77,"children":4,"alttext":33,"preamble":4,"type":78},27673,27441,"Lediga jobb","jobba-med-bistand%2Fjobba-pa-sida%2Flediga-tjanster","lediga-tjanster","link",{"id":80,"post_id":81,"title":55,"path":56,"slug":82,"children":4,"alttext":33,"preamble":4,"type":78},49590,49552,"publikationer",{"id":84,"post_id":85,"title":86,"path":87,"slug":88,"children":4,"alttext":33,"preamble":4,"type":78},9485,352,"Anmäl korruption och oegentligheter","om-sida%2Fkontakt%2Fmisstanke-om-korruption","misstanke-om-korruption",{"id":90,"post_id":91,"title":92,"path":93,"slug":94,"children":4,"alttext":33,"preamble":4,"type":78},9486,336,"Presskontakter","om-sida%2Fpresskontakter","presskontakter",{"id":96,"post_id":97,"title":98,"path":99,"slug":100,"children":4,"alttext":33,"preamble":4,"type":78},9488,362,"Tillgänglighetsredogörelse","om-sida%2Fom-webbplatsen%2Ftillganglighet","tillganglighet",{"id":102,"post_id":103,"title":104,"path":105,"slug":106,"children":4,"alttext":33,"preamble":4,"type":78},9487,364,"Användning av personuppgifter","om-sida%2Fom-webbplatsen%2Fanvandning-av-personuppgifter","anvandning-av-personuppgifter","group",{"id":109,"post_id":4,"title":110,"path":4,"slug":4,"children":111,"alttext":33,"preamble":4,"type":107},9164,"Sidas webbplatser",[112],{"id":113,"post_id":113,"title":114,"path":115,"slug":116,"children":4,"alttext":33,"preamble":4,"type":78},9480,"Openaid.se","https:\u002F\u002Fopenaid.se\u002F","openaid",{"title":118,"content":119,"modal_settings_info":122,"modal_necessary_cookies_info":125,"modal_analytical_cookies_info":128},{"en":4,"sv":4},{"en":120,"sv":121},"\u003Cp>Sida.se uses cookies to improve your experience as a user, including cookies for web analysis and cookies that help the website function properly. Cookies that handle your selection in this box cannot be opted out.\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fwww.sida.se\u002Fen\u002Fabout-the-website\u002Fcookies\u002F\" rel=\"noopener\">Read more about cookies on Sida.se\u003C\u002Fa>\u003C\u002Fp>\n","\u003Cp>Sida.se använder kakor för att förbättra upplevelsen för dig som användare, bland annat kakor för webbanalys och kakor som bidrar till att webbplatsen fungerar korrekt. Kakor som hanterar ditt val i denna ruta går inte att välja bort.\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fwww.sida.se\u002Fom-sida\u002Fom-webbplatsen\u002Fcookies\u002F\" rel=\"noopener\">Läs mer om kakor på Sida.se\u003C\u002Fa>\u003C\u002Fp>\n",{"en":123,"sv":124},"\u003Cp>We use necessary cookies to make our website work. We also use analytics cookies that help us make improvements by measuring how you use the site.\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fwww.sida.se\u002Fen\u002Fabout-the-website\u002Fcookies\u002F\">Detailed information about the cookies we use\u003C\u002Fa>\u003C\u002Fp>\n","\u003Cp>På sida.se använder vi nödvändiga kakor för att webbplatsen ska fungera bra. Vi använder också analyskakor som hjälper oss att göra förbättringar genom att mäta hur du använder webbplatsen.\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fsida.se\u002Fom-sida\u002Fom-webbplatsen\u002Fcookies\u002F\">\u003Cstrong>Kakor vi använder på sida.se\u003C\u002Fstrong>\u003C\u002Fa>\u003C\u002Fp>\n",{"en":126,"sv":127},"\u003Cp>These cookies are needed in order for the website to function and can’t be turned off.\u003C\u002Fp>\n","\u003Cp>Dessa kakor är nödvändiga för att webbplatsen ska fungera och kan inte stängas av.\u003C\u002Fp>\n",{"en":129,"sv":130},"\u003Ch4>Piwik Pro\u003C\u002Fh4>\n\u003Cp>Piwik Pro collects traffic data from the website. We do not save IP addresses.\u003C\u002Fp>\n","\u003Ch4>Piwik Pro\u003C\u002Fh4>\n\u003Cp>Piwik Pro samlar in statistik om besöken på webbplatsen. 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